Own Your SDLG Machine Today
— Pay As It Works for You

Option 1: Bank Asset Finance — NCBA, KCB & Stanbic

Our primary route for most customers. We work directly with the asset finance desks of Kenya's strongest banks:

Option 2: Dealer-Tied Manufacturer Schemes — The Cheapest Terms Available

Because Trust Partners Geo Group is an authorized SDLG dealer — and SDLG is part of the Volvo Group — our customers qualify for dealer-tied financing schemes that are simply not available to walk-in borrowers.

These bank–dealer partnerships (the same model as NCBA–Car & General's 90%/60-month deal with a 60-day grace period, or Equity–Inchcape's 95%/60-month scheme with first-year free insurance) deliver the lowest rates, highest financing ratios and longest tenors in the market, because the bank prices the deal on the strength of the dealer relationship — not just your balance sheet.

Ask us about current active schemes — these change quarterly, and our financing desk always knows which bank is offering the sharpest SDLG terms this month.

Option 3: Operating Leases & Rental Finance — RentCo Africa & RentWorks East Africa

For contractors and plant-hire fleets who want machines working without owning them, we arrange operating leases through East Africa's leading leasing houses:

• Off-balance-sheet flexibility — preserve your borrowing capacity for working capital
• Fixed monthly rentals — easy budgeting, no residual-value risk
• Ideal for project-based work — match the lease term to your contract duration
• Upgrade paths — roll into newer SDLG models at lease end
• Fleet solutions — multi-machine leases for quarries, county governments and large contractors

We also support rent-to-own and finance lease structures (12–60 months) where ownership transfers at the end of the term.

Option 4: Structured Solutions for Larger Buyers

For mining companies, major contractors and public-sector buyers, we structure:

• Multi-machine fleet financing under a single facility
• DFI-backed lending lines — our banking partners' IFC and EBRD-funded SME facilities offer preferential terms for qualifying businesses
• Insurance premium financing to smooth annual cover costs
• Trade-in and refinance of your existing fleet against new SDLG units

How much deposit do I need?

As little as 5–10% on new machines under dealer-tied schemes; 20% is typical for standard bank asset finance; up to 30% for used equipment.

How long can I finance for?

Standard tenors are 36–60 months. New SDLG machines qualify for up to 72–84 months (6–7 years) through our bank partners.

What interest rate will I pay?

Rates are risk-based, but our customers typically access 12–16% effective on KES facilities — significantly below informal lenders, whose effective costs can exceed 30–70% APR.

Do I need collateral beyond the machine?

For standard tickets, no — the machine itself is the security via joint logbook registration or chattels mortgage. Larger fleet facilities may require a debenture or guarantees.

Can I finance a used machine?

Yes. Banks typically finance 60–80% of used equipment value over shorter tenors (48–60 months), subject to age and condition.

What if my business is new?

Several of our schemes assess contracts and projected cash flows. Start-ups with confirmed work can qualify — especially through dealer-tied programmes.

Do you finance outside Nairobi?

Yes — we deliver and support financed machines across Kenya, and our crane and lowloader services can transport your machine anywhere in the region.